Car Financing Options

Buying a car is a major investment, and financing makes it possible to own your dream vehicle without paying the full amount upfront. In Kenya, banks and financing companies provide flexible loan options that allow you to spread payments over time. Whether you are a salaried employee or a business owner, there are tailored solutions designed to meet your needs.

Salaried People

Eligibility: Net salary of KES 50,000+ and not listed on CRB.

  • Last 3 months’ payslips
  • Last 6 months’ bank statements
  • Copy of National ID
  • KRA PIN

Financing: Up to 100% of car value

Business People

  • Last 1 year bank statements
  • Last 1 year M-Pesa statements
  • Certificate of Incorporation (Ltd Company)
  • ID copies for directors
  • KRA PIN for directors
  • Business licenses
  • Copies of invoices

Financing: Up to 90% of car value

Financing Terms & Charges

Loan Tenure: Up to 60 months

Interest Rate: 18% reducing balance

Other Charges:

  • Car valuation
  • Insurance
  • Car tracking
  • Loan processing fee

Need More Details?

If you want to know more about our financing options or check if you qualify, reach out to us directly.

Contact us via Phone Call, or WhatsApp: +254-716-010-961 | +254-735-972-723. Our team is ready to guide you through the process.